Innovative Tailored Solutions

Innovative Tailored Solutions 2018-05-04T16:51:17+00:00


No business is complete without a point of sale system. Finding the right one can be a daunting task. Luckily for you, one of these RiO systems will fit your business needs. You’ll enjoy CPAY’s satisfaction guarantee and, of course, all RiOs are future-proof, equipped with the latest technology and highest security.

Every aspect of payment processing is packed into in a modern, all-in-one unit. RiO features a built-in cash drawer, receipt printer, credit card swiper, flippable 13-inch touchscreen, customer display and laser barcode scanner. Just plug it in and you’re ready.

RiO Pro

Designed for constant use in fast-paced environments, RiO Pro packs a powerful processor to move lines at lightning speed!

RiO Pro is a modern register that quickly moves customers through checkout. Everything you need is at your fingertips: a large and colorful display that is fast and easy to navigate, a live dashboard, and back office reporting accessible from your point of sale, computer or smartphone.

Kansas City Merchant Processing


Simple. Powerful. Feature-rich. $70/48 month service fee plus tax & shipping with merchant relationship
Software features include:
• Accept Cash Payments
• Calculate Sales Tax
• Process Credit Cards
• PCI DSS Compliant
• Customize Receipts
• Store Customer Data-
• Track Customer Purchase History
• Real-Time Sales Tracking
• Real-Time Updating
• Manage & Track Inventory
• Employee Time Clock Management
• User Permission Management
• Scan Barcodes
• Unlimited Number of Cashiers
• Tip Prompt/Line & Gratuity Guide
• Remote Printing
• Create Labels
• Multi Location Support
• Multi Registers Support
• Item and Customer Data Import
• Web-based BackOffice
• Smartphone Sales Tracking App
• Spreadsheet Export
Open Tabs – Coming Soon!

Currently only a Hospitality Solution will need to use the ShopKeep ipad solution for Retail.
• 24/7 Technical support
• We will build the menu/database
• One week set up
• 3 year warranty
• Full Labor tracking feature and payroll reporting
• No loss of data when loss of power, automatically saves
• split tickets
• Cloud based for home office needs

Kansas City Merchant Processing


Virtual Terminal is software that allows any computer with internet access to process credit card transactions. Virtual Terminal empowers businesses to extend their payment options by commerce-enabling existing office computers. Virtual Terminal allows merchants to accept credit and gift cards as card-present transactions using an inexpensive mag-stripe reader.
Card-not-present transactions are processed by manually entering account information into the computer via a standard Web browser.

Virtual Terminal offers business owners flexibility in payment processing. Benefits include:

• Processes transactions in 2-4 seconds.
• Simplifies payment processing online.
• Convenient access from any Web-enabled computer.
• Secures every transaction with pre-authorization and encryption.
• Full Transaction API available
• an “out-of-box” e-Commerce solution for your website.

Kansas City Merchant Processing & Credit Card Solutions


Now you can accept payments without boundaries and add incremental value with mobile POS acceptance, while leveraging the processors leading payment gateway, including extensive reporting and the flexibility to adapt your payment solution as your business grows. Mobile Pay is a secure, complete payment solution that transforms mobile devices into terminals, allowing you to accept payments quickly and securely anywhere, any time without a major investment of money or effort. Our secure mobile solution is a natural extension of our full service offerings that builds on over 20 years of industry experience by providing flexible, secure and scalable payment solutions to businesses of all sizes. Mobile Pay is an innovative offering for businesses of any size that want more than just a mobile payment solution from their payment providers.

Security – No card or payment information is stored your mobile device. In addition to encrypting card data at the time of swipe through secure card encryption readers, all payment information is immediately sent to and stored in our secure hosted environment and behind our firewall to ensure security of cardholder data and to provide added protection for you and your customers.

Kansas City Merchant Processing Gift Card



One of the most successful – and affordable – sales strategies small businesses use to attract consumers is selling their own branded gift cards.

By some estimates, 9-out-of-10 consumers have either purchased or received at least one gift card in the past year – and you may be surprised how many gift cards are purchased outside the traditional retail environment. Medical and legal practices sell prepaid services. Businesses issue gift cards instead of refunds (where allowed) – which keeps more money in your register. Community associations, such as chambers of commerce and downtown development authorities, provide gift cards from local businesses to welcome new businesses and homeowners to the community… which act as “coupons” that encourage local shopping.

• Gift cards can generate brand awareness and encourage repeat visits to your store(s)

• Research shows that purchases made with gift cards tend to be 20% to 50% higher than the average purchase at a merchant location

• Approximately 70% of consumers making purchases with gift cards will spend more than the value loaded on the gift card.

Kansas City Merchant Processing Verifone


EMV is a global standard for payment cards based on chip technology developed in 1994 by Europay International SA (acquired by MasterCard in 2002),

MasterCard and Visa. Today, the EMV standard is managed by EMVCo, which is a joint venture of MasterCard, Visa, American Express and JCB.

There are more than 1 billion EMV cards in circulation globally, along with nearly 20 million EMV terminals.

Cardholder data is more secure on a chip-embedded card that utilizes dynamic authentication, than on a static mag-stripe card.

It’s important to note that EMV helps authenticate the cardholder and therefore reduces the fraud associated with purchases made with counterfeit cards at a physical point of sale. However, to further protect cardholder data and related fraud, merchants will need to also embrace technologies such as point-to-point encryption

(P2PE) and tokenization that protect cardholder data and help prevent the types of system attacks associated with a data breach.

NFC (Contactless) devices make life easier and more convenient by completing transactions with a single wave, available with Apple Pay.


• Gain an edge by accepting eChecks.

• Give your customers more ways to pay.

• Process for less than credit and debit card transactions

• Available with Mobile Payments, Virtual Terminal, and eCommerce

• Canada and Domestic processing

• On Line Bill Pay and Recurring transactions

ePN Level III – Enhanced Data Processing

To help merchants acquire and retain corporate and government clients and maintain a competitive advantage in the small to mid-sized arena, eProcessing Network (ePN) offers Merchant Level III – Enhanced Data Processing through multiple processing platforms. ePN leverages their combined knowledge and experience to bring Business-to-Business (B2B) and Business-to-Government (B2G) eCommerce to merchants interested in processing commercial and high-ticket transactions. Level III processing requires the most robust and detailed amount of transaction data including item commodity code look-up, description, quantity and tax rates for transmission.

As Corporations, Educational entities, and Business organizations move away from manual invoicing processes to the use of Purchasing Cards and automating the payment to the supplier (the merchant), Level III processing can help them save time and reduce expenses.

eProcessingNetwork Secure Transaction Processing Services To receive a no-obligation quote for Internet-based Transaction Processing Rates and Fees, click on Submit a Quote Request.


To process card transactions in the US, Canada and over 60 countries
Reach a global clientele with transactions beyond borders
Multiple merchant accounts are supported through a single gateway.
Reduces operating expenses eliminating cross border fees with multi-currency processing generating 12% increase in revenues.
Fully integrates with major 3rd party fraud-prevention platforms to reduce losses associated with fraud.